real estate promissory notes

REO’s and Real Estate Promissory Notes: Pre and Post Sub-Prime Crisis

REO’s (bank foreclosures) and note sales have long been a viable method for financial institutions to dispose of non-performing or underperforming loans. During the S&L crisis of the late 1980s and early nineties, financial institutions would package their non-performing loans and sell them to debt funds, such as Whitehall (Goldman Sachs spin off), MSREF (Morgan […]

event risk housing

Accounting for Event Risk in Real Estate Investing Across the U.S. and Nashville’s Housing Market

Event risk can take on various definitions in different contexts. For example, the term event risk can refer to risk events that can be somewhat predictable and recurring. The cyclical changes in the financial/housing market are such an example. In other contexts, the term can refer to random, unpredictable events. The terrorist attack of 9/11/2001 […]

Nashville Housing Market 2015

Nashville Housing Market for 2015: An Emerging Real Estate Gold Mine for Investors

2014 was a stellar year for Nashville’s housing market and economic stature in general. In addition to being the hot topic of several national publications, the city was named one of the nation’s strongest economies and best place for job growth. And Nashville’s economy is expected to continue to expand, based on strong in-migration and […]

Nashville gentrification

Nashville Gentrification: Revamping Neighborhoods, Embracing Communities

With the Nashville housing market still in recovery mode, gentrification is back on everyone’s lips, with intense advocacy movements sitting firmly on both sides of the fence. At its core, gentrification is the transformation of blighted inner city core neighborhoods, to improve the city’s overall quality of life and bring prosperity to long-neglected communities. In […]

Real estate investing

Real estate investing: Is now the time to buy or sell?

In recent housing news, Fannie Mae and Freddie Mac both have downgraded their forecast for the U.S. market in the year ahead, following a third consecutive month of declining existing home sales. It’s important to understand that a downward revision doesn’t mean the housing market is retracting, but rather that sales are not increasing as […]

Selling a home

Selling a home the fast and easy way

Selling a home is a complex process. If you need to sell your home fast, for financial or personal reasons, listing your property and playing the waiting game may seem counterproductive. Consider the cost of advertising, number of visits, the negotiating process, the brokerage commission, the mortgage approval notification, etc. When your home is overleveraged […]

Leasing home rental income

Flipping a rental property: It’s not about you

It seems that in the pre-housing bubble era, flipping houses was the ultimate ‘get rich quick’ endeavour, with more TV shows than anyone could handle showing countless rehab success stories. Unfortunately, the financial crisis quickly put an end to this trend, leaving many novice (and not-so-novice) investors with overleveraged homes they couldn’t resell, much less […]

Home Renovations

Home renovations: Is the return worth your investment to find a buyer?

It is a known fact that home renovations can have a very positive impact on the value of your residential property but if you’re looking to sell your home over the short term, renovating your kitchen may not provide the ROI (return on investment) you had hoped to generate. While different sources agree that newly […]

Housing market

Sounding the Deflation Alarm: What it Means for the Housing Market and Real Estate Investors

Housing market pundits, economists and policymakers continue to raise their concerns over low inflation, and many are now sounding the deflation alarm. There is no doubt that the threat of deflation has partly contributed to the slowdown in the housing recovery so far in 2014, through its impact on consumer behavior. As real estate investors, […]